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PERSONAL IDENTIFICATION NUMBER To enable the Cardholder to make use of the Card, a Personal Identification Number will be issued to him/her. In the occasion the same is not acquired in a sealed envelope, the Cardholder shall contact a BRAC Bank branch or the BRAC Bank 24-Hour Call Center. The PIN provides entry to the Card Account and the Cardholder accepts the only accountability for use, confidentiality and protection of the PIN, as well as for all orders and data changes entered into the Card Account utilizing such PIN.
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Installment tenure may vary from three to 36 months. In the event that the cardholder recovers the lost or stolen card, he/she shall immediately return the identical reduce in halves to the Bank with out using it. The Cardholder shall not use the PIN after reporting to the Bank of the disclosure of the identical to any other party. BRAC Bank shall provide Statement through e mail until the Cardholder explicitly informs the Bank that s/he needs hardcopy assertion.
In connection with the particular discounts/offers made by the respective Merchants, the Bank will not be held accountable the place any of the Merchants withdraws, cancels, alters, or amends these products/services. In addition, the Bank reserves the right to alter the benefits available to Cardholders at any time without prior notice. In connection with the special discounts/offers made by the respective Merchants, the Bank does not maintain out any warranty or make any representation of the delivery, high quality, design, specifications or otherwise set out in respect of these offers. Also, these products/services are topic to availability and shall be allocated on a primary come, first server foundation.
The Cardholder undertakes to sign such additional doc as could additionally be requested by the Bank every so often to offer effect to such assignment and transfer. Information may be processed for the purposes of complying with relevant legal guidelines, including anti-money laundering and anti-terrorism legal guidelines and regulations and preventing crime and terrorism. This might require the disclosure of data to a Bangladeshi or overseas governmental or regulatory authorities or to any other person we moderately think needed for these functions.
If the present steadiness is lower than Minimum Amount Due then the present balance turns into totally due. However, if the Minimum Amount Due isn’t paid by the payment due date or solely partly paid, the unpaid quantity might be added to the subsequent assertion’s Minimum Amount Due. Such transactions will also be topic in to a financial institution Charge as the Bank may determine in its sole discretion from time to time. The trade price could differ from the rate on the transaction date because of market fluctuation. The BRAC Bank’s 24-Hour Call Center is on the market to all Cardholders.
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The Cardholder shall not report the PIN in any kind in order to facilitate the PIN coming to the data of a third celebration. BRAC Bank is allowed by the Cardholder for carrying out transactions and directions authenticated by the PIN and shall not revoke the same. If the Cardholder fails to look at the safety necessities, s/he could incur legal responsibility for BRAC Bank. BRAC Bank might, in its absolute discretion, problem a brand new PIN on the prevailing Card.
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E. Charges in Foreign Currency In respect of Cards aside from internationally legitimate Cards, BRAC Bank will not be bound to take cognizance of, and will not be liable in any manner in any way in respect of any costs that are incurred in foreign forex. Without prejudice to the aforesaid, any fee of such Charges made by BRAC Bank shall be with full recourse to the Cardholder, and will not be thought-about as absolving the Cardholder of any legal responsibility in relation to incurring of such costs or payments thereof by BRAC Bank. BRAC Bank shall be absolutely indemnified and held harmless towards all penalties of such payments, by the Cardholder. A delayed or amended cost shall be processed to the Card Account inside ninety calendar days of the transaction date of the related transaction.
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